Insurance Advice

Posted in General Discussion.Skip To Latest

Doo Moves

242
Original Poster

Hi all, Firstly I have all the correct Insurance for what I currently do, but I have just been given a ramp so I can move motorbikes etc, and I was wondering if I would need different insurance for this. Many thanks Mark 

Speed Couriers Nationwide Ltd

10314

As far as i'm aware, no

Scott Reid

1029

Unless you mean a ramp so that you can jump the bike over the van?

Springer Express Couriers

2148

This is a right mine field, as most insurance companies stipulate no connection to the motor trade, I would think the people you want to speak to is tradex as they seem to be a little more flexible, I used to have a policy with them when I a full time motorcycle alarm fitter,
you will also need to find a GIT policy that will also cover it,

Speed Couriers Nationwide Ltd

10314

lol you're quicker than me pete

Scott Reid

1029

I wondered how long it would take you :-). I lost the bet with a guess of 5 mins.

Doo Moves

242
Original Poster

thank you twice lol.. Just interested as was looking on shipley yesterday looking at prices charged yeah i know not a good guide but was feeling nosey and there was one bike being bid on and in the messages bit there was a war going on between couriers putting each other down for not having insurance to move motorbikes... Not very professionally approach i felt but guess some people will do and say anything to get work at the moment.

Doo Moves

242
Original Poster

Thanks Springer i will check my GIT policy 

Doo Moves

242
Original Poster

and speed I thought I had deleted that picture of me at my last job :)

Speed Couriers Nationwide Ltd

10314

lol...good luck with the bikes...its quite lucrative. One of my subbies used to do bikes practically all the time...shame i ain't got his number cos he'd have given some advice

Doo Moves

242
Original Poster

Thanks Just another string in my bow, did a job the other day and was asked the question if i would be able to move some bikes from time to time. be silly to turn it down just want to make sure I have the correct Insurance in place.

Speed Couriers Nationwide Ltd

10314

i really don't think its an issue

Put it this way...if someone asked me it'd be a "yes, where from, and where to...no problemo"

Doo Moves

242
Original Poster

Yeah reading through my policy at the moment looks like I will have to stop moving Nuclear Waste though " dam it " lol But don't see a problem with The Bikes as yet .. to many words.

Springer Express Couriers

2148

if you need any advice give us a call,
been around the motorcycle trade for 28years!
I did a year with SOS recovery motorcycle only recovery/repair company
the biggest thing I have have moved was a boss hog  6L V8 effing great american thing!!

 

Doo Moves

242
Original Poster

nice bike.  and thank you will make a note of your number.. i have moved a couple of Harleys and various other bikes while working for pickfords, a lot easier with a 40 footer plus we used to crate them .. which made life easier

Springer Express Couriers

2148

Hi,
all this is a little late but I have just been the insurance quote thing,
Van compare is by far the cheapest I have found,
£641 for a 45 yr old with only 1 sp30 and a few years NCB,
I have double checked it is ' carriage of goods for hire and reward'
on 56 plate berlingo, the only other nearest quote I have had was £900!!!
includes
legal protection,
life insurance (£10K)
and RAC roadside assitance
thought this may come in usefull at renewal time!!

PW Courier Services

1302

Hi Dave what's the name of the company for future use

Twoticks Services.

369

Ere, its not the carriage of goods and rewards that matters. Its the constraints of your business.
If you are moving unknown goods under deadline to mixed locations, you need courier insurance, and that costs alot.
My quote from van compare , very similar conditions to mr springer was quoted at over £2000. with 5yrs NCD, no endorsements and 1 small van , kept offroad in a village.
If i picked van driver for a road transport firm , it was around £475.

Which one will payout if one of your relatives is hurt by accident and the word courier is in the business title of driver at fault ?

Doo Moves

242
Original Poster

I used van compare saved a lot, insured with moorhouse, £1000 for courier ins, with 3points and they mirrored my full no claims across from my car saying if i dont claim that next year i will have full NCD on the van .. Nearest quote to that was £1600, they know have my business for my GIT and PL .. 

Twoticks Services.

369

Is that NCD transferable ? its a sales tactic to offer a so called NCD including car IF you stay with the insurance. On leaving ,you may find that 2yrs is 2yrs van NCD. Thats why on comparison sites, there is specific questions for van or car NCD.
Again, GIT is not all the same. some exclude attractive goods like laptops, camaras etc.

I have asked the same questions as i have renewed my insurances.
I found by accident a site called Quoterack. Then a broker called A-plan called me back.
And we worked out a policy for me, not a tick box general mix.
Try them yourself.

Doo Moves

242
Original Poster

NCD its not being transferred as I have still got the car, just mirrored a service they offer and if it helps to reduce costs im not going to complain, and if after a year they provide me full NCD on my Van well its a bonus.

As for GIT and PL there was no gimmicks just what i thought was a competative price again after quoting me they knock off more for having all my insurance under one roof, i think the interesting bit will be when they re quote next year see if they are still offering a good deal.

I was with Aplan when i first started , i good friend of mine worked for them, got a good deal then they sacked him and treated him really badly so i moved away from them.

BCN EXPRESS ESSEX

320

Im paying £1500 for a 59 plate Transit 350.140 thats with a £200 excess and covers europe thats fully comp. I used 6 yrs no claims from a car policy, my other halfs on it as well so i surppose  it should be we not i,   we are 29 & 27 years old .

MDB COURIERS LTD

412

I have a 10reg fiat ducato im paying £2200 any driver full european with £250 excess compared to what i paid last year £1250 im 39 with maxium ncb

Twoticks Services.

369

This is good, keep it up.
I have just paid £1658 on my 2011 doblo. Fully comp euro. as previous forum entry.
That includes P.L £5m Git £25k no gadgets. Groupama via Bollingtons.

That includes special terms courier cover for steering with knee's , while balancing bag O chips in lap, checking map and making roll-up. Hang on ! i don't smoke no more.

Enjoy this discussion? Check out these related topics: Haulage or courier insurance, goods in transit insurance, Courier Insurance or Hire and Reward, What insurance, I'm Going To France.. Advice Please, Courier Insurance, Goods in transit insurance, courier insurance companies, insurance, Insurance Rip Off.

Reply To Topic

We invite anyone involved in the courier industry to share their knowledge to other on the mtvan courier forum. If you're a member then sign in to post, if you're an owner driver or courier company then please sign up for free.

For more information on what you can discuss on our courier forum please see our courier forum guidelines.