Insurance Advice

Hi all, Firstly I have all the correct Insurance for what I currently do, but I have just been given a ramp so I can move motorbikes etc, and I was wondering if I would need different insurance for this. Many thanks Mark 

As far as i'm aware, no

Unless you mean a ramp so that you can jump the bike over the van?<br>

This is a right mine field, as most insurance companies stipulate no connection to the motor trade, I would think the people you want to speak to is [business] as they seem to be a little more flexible, I used to have a policy with them when I a full time motorcycle alarm fitter,<br>you will also need to check your GIT policy as some cover bikes some don't, the one I now have cover everything from a Mini to a jumbo jet ha ha<br>

<img src="[link]"><div>lol you're quicker than me [name]</div>

I wondered how long it would take you :-). I lost the bet with a guess of 5 mins.<br>

thank you twice lol.. Just interested as was looking on shipley yesterday looking at&nbsp;prices&nbsp;charged yeah i know not a good guide but was feeling nosey and there was one bike being bid on and in the messages bit there was a war going on between couriers putting each other down for not having the right insurance etc. interesting reading and a couple of those messages should have been in private not on a public forum i would have thought&nbsp;

Thanks Springer i will check my GIT policy&nbsp;

and speed&nbsp;I&nbsp;thought&nbsp;I&nbsp;had deleted that picture of me at my last job :)

lol...good luck with the bikes...its quite lucrative. One of my subbies used to do bikes practically all the time...shame i ain't got his number cos he'd have given some advice

Thanks Just another string in my bow, did a job the other day and was asked the question if i would be able to move some bikes from time to time. be silly to turn it down just want to make sure&nbsp;I&nbsp;have the correct Insurance in place.

i really don't think its an issue<div>Put it this way...if someone asked me it'd be a "yes, where from, and where to...no problemo"</div>

Yeah reading through my policy at the moment looks like&nbsp;I&nbsp;will have to stop moving Nuclear Waste though " dam it " lol But&nbsp;don't&nbsp;see a problem with The Bikes as yet .. to many words.

if you need any advice give us a call,<br>been around the motorcycle trade for 28years!<br>I did a year with [business] motorcycle only recovery/repair company<br>the biggest thing I have have moved was a boss hog&nbsp; 6L V8 effing great american thing!!<br><br>&nbsp;<br>

nice bike. &nbsp;and thank you will make a note of your number.. i have moved a couple of Harleys and various other bikes while working for pickfords, a lot easier with a 40 footer plus we used to crate them .. which made life easier

Hi,<br>all this is a little late but I have just been the insurance quote thing,<br>Van compare is by far the cheapest I have found,<br>£641 for a 45 yr old with only 1 sp30 and a few years NCB,<br>I have double checked it is ' carriage of goods for hire and reward'<br>on 56 plate berlingo, the only other nearest quote I have had was £900!!!<br>includes<br>legal protection,<br>life insurance (£10K)<br>and RAC roadside assitance<br>thought this may come in usefull at renewal time!!<br>

Hi Dave what's the name of the company for future use <br>

Ere, its not the carriage of goods and rewards that matters. Its the constraints of your business.<br>If you are moving unknown goods under deadline to mixed locations, you need courier insurance, and that costs alot.<br>My quote from van compare , very similar conditions to [name] was quoted at over £2000. with 5yrs NCD, no endorsements and 1 small van , kept offroad in a village.<br>If i picked van driver for a road transport firm , it was around £475.<br><br>Which one will payout if one of your relatives is hurt by accident and the word courier is in the business title of driver at fault ?<br>

I used van compare saved a lot, insured with moorhouse, £1000 for courier ins, with 3points and they mirrored my full no claims across from my car saying if i dont claim that next year i will have full NCD on the van .. Nearest quote to that was £1600, they know have my business for my GIT and PL ..&nbsp;

Is that NCD transferable ? its a sales tactic to offer a so called NCD including car IF you stay with the insurance. On leaving ,you may find that 2yrs is 2yrs van NCD. Thats why on comparison sites, there is specific questions for van or car NCD.<br>Again, GIT is not all the same. some exclude attractive goods like laptops, camaras etc.<br><br>I have asked the same questions as i have renewed my insurances.<br>I found by accident a site called Quoterack. Then a broker called A-plan called me back.<br>And we worked out a policy for me, not a tick box general mix.<br>Try them yourself. <br><br>

NCD its not being&nbsp;transferred&nbsp;as&nbsp;I&nbsp;have still got the car, just mirrored a service they offer and if it helps to reduce costs im not going to complain, and if after a year they provide me full NCD on my Van well its a bonus.<div>As for GIT and PL there was no gimmicks just what i thought was a competative price again after quoting me they knock off more for having all my insurance under one roof, i think the interesting bit will be when they&nbsp;re quote&nbsp;next year see if they are still offering a good deal.</div><div><br></div><div>I was with Aplan when i first started , i good friend of mine worked for them, got a good deal then they sacked him and treated him really&nbsp;badly&nbsp;so i moved away from them.</div>

Im paying £1500 for a 59 plate Transit 350.140 thats with a £200 excess and covers europe thats fully comp. I used 6 yrs no claims from a car policy, my other halfs on it as well so i surppose&nbsp; it should be we not i,&nbsp;&nbsp; we are 29 &amp; 27 years old .

I have a 10reg fiat ducato im paying £2200 any driver full european with £250 excess compared to what i paid&nbsp;last year £1250 im 39 with maxium ncb

This is good, keep it up.<br>I have just paid £1658 on my 2011 doblo. Fully comp euro. as previous forum entry.<br>That includes P.L £5m Git £25k no gadgets. Groupama via Bollingtons.<br><br>That includes special terms courier cover for steering with knee's , while balancing bag O chips in lap, checking map and making roll-up. Hang on ! i don't smoke no more.<br>